DOES INSURANCE COVER A HAIL-CRACKED WINDSHIELD?

Large hail can crack or chip a windshield in addition to denting body panels, and it's a common question during claim season: does the same coverage apply, and does it need to be handled separately?

Same Coverage, Different Specialist

Windshield and glass damage from hail falls under the same comprehensive portion of your policy as body panel dents — it's still a weather-related, no-fault claim. In practice, glass repair and replacement is typically handled by an auto glass specialist rather than a body or PDR shop, since it requires different equipment and expertise entirely.

Can You File One Claim for Both?

Often yes — many insurers let you report all storm-related damage to the vehicle in a single claim, even if the actual repair work is split between a glass specialist and a body/PDR shop. Ask your adjuster how they'd like it handled when you file.

Does a Cracked Windshield Affect the Dent Repair Timeline?

Not directly — PDR work on body panels can generally proceed independently of glass repair scheduling, since they're different systems and different technicians. If your vehicle needs both, coordinating the two doesn't typically create a bottleneck.

What Pro PDR Handles

Our focus is body panel and paint work — hail dents, door dings, collision repair, and related services. We don't perform glass repair ourselves, but we can point you toward what to expect from your insurer if your vehicle needs both types of work after a storm.